Shopify Fee Calculator (2026 Updated Rates)
Shopify is not a marketplace — but its card fees plus plan costs behave like one. Online rates run 2.9% + $0.30 on Basic down to 2.5% on Advanced, and using an outside payment gateway adds up to a 2% penalty on every order.
Fee breakdown
| Platform | Total fees | Net | vs here | |
|---|---|---|---|---|
| Shopify (this page) | $2.04 | $26.96 | baseline | |
| Stripe | $2.04 | $57.96 | +$31.00 More 🟢 | |
| Square | $2.04 | $57.96 | +$31.00 More 🟢 | |
| Etsy | $6.15 | $22.85 | −$4.11 Less 🔻 | PK → |
| eBay | $8.56 | $20.44 | −$6.52 Less 🔻 | PK → |
| Amazon | $9.00 | $20.00 | −$6.96 Less 🔻 | PK → |
| TikTok Shop | $9.60 | $19.40 | −$7.56 Less 🔻 | PK → |
Shopify fee quick reference (2026)
| Amount | Total fees | You keep | Take rate | Charge to net it |
|---|---|---|---|---|
| $10.00 | $0.59 | $9.41 | 5.9% | $10.61 |
| $25.00 | $1.03 | $23.97 | 4.1% | $26.06 |
| $50.00 | $1.75 | $48.25 | 3.5% | $51.81 |
| $100.00 | $3.20 | $96.80 | 3.2% | $103.30 |
| $250.00 | $7.55 | $242.45 | 3.0% | $257.78 |
| $500.00 | $14.80 | $485.20 | 3.0% | $515.25 |
| $1,000.00 | $29.30 | $970.70 | 2.9% | $1,030.18 |
Shopify fee formula & hidden costs
payment processing 2.90% + $0.30
Worked example: $100.00 gross → $3.20 fees → $96.80 net. Reverse gross-up: charge = (target + fixed) / (1 − rate) → to net $100.00 charge $103.30.
Hidden fees to watch
- Using any gateway other than Shopify Payments adds a 2%/1%/0.6% transaction penalty by plan.
- Shopify keeps the card fee when you refund an order.
- Currency conversion for cross-border orders adds ~1.5-2%.
- The monthly plan fee ($39-$2,300) is a real per-order cost at low volumes — amortize it above.
Fee change history
How to pay less in Shopify fees
- Use the reverse calculator to pass fees to the client explicitly instead of eating them.
- Batch small orders — fixed per-order fees dominate sub-$10 transactions.
- Avoid currency conversion inside the platform; settle in your own currency via a multi-currency account.
- Compare Shopify Free Trial — Build your own store and keep marketplace fees in your pocket.
Frequently asked questions
What does Shopify charge on a $100 order (Basic plan)?
2.9% + $0.30 on the tax-inclusive total = $3.20, leaving $96.80 — identical to Stripe online. There is no marketplace commission on top.
How much does the third-party gateway penalty cost?
On Basic it is +2% of the order total — a $100 order processed via an external gateway costs roughly $5.20 all-in (2% penalty + ~3.2% your gateway charges).
At what order volume does upgrading to Grow pay for itself?
Grow saves 0.2% per order but costs ~$66/mo more. Break-even is about $33,000 in monthly GMV — below that, stay on Basic.
Does Shopify charge fees on shipping and tax?
The card fee applies to the full charge amount including shipping and tax — same as Stripe — so an 8% tax state raises your fee base.
Does Shopify refund card fees on refunded orders?
No — like Stripe and Square, Shopify keeps the original processing fee when you refund.