Shopify Fee Calculator Canada (2026 Updated Rates)
Shopify Canada matches US card rates in CAD: 2.9% + C$0.30 Basic, 2.7% Grow, 2.5% Advanced, with identical third-party gateway penalties.
Fee breakdown
| Platform | Total fees | Net | vs here | |
|---|---|---|---|---|
| Shopify (this page) | $2.04 | $26.96 | baseline | |
| Stripe | $2.04 | $57.96 | +$31.00 More 🟢 | |
| Square | $2.04 | $57.96 | +$31.00 More 🟢 | |
| Etsy | $6.15 | $22.85 | −$4.11 Less 🔻 | PK → |
| eBay | $8.56 | $20.44 | −$6.52 Less 🔻 | PK → |
| Amazon | $9.00 | $20.00 | −$6.96 Less 🔻 | PK → |
| TikTok Shop | $9.60 | $19.40 | −$7.56 Less 🔻 | PK → |
Shopify fee quick reference (2026)
| Amount | Total fees | You keep | Take rate | Charge to net it |
|---|---|---|---|---|
| $10.00 | $0.59 | $9.41 | 5.9% | $10.61 |
| $25.00 | $1.03 | $23.97 | 4.1% | $26.06 |
| $50.00 | $1.75 | $48.25 | 3.5% | $51.81 |
| $100.00 | $3.20 | $96.80 | 3.2% | $103.30 |
| $250.00 | $7.55 | $242.45 | 3.0% | $257.78 |
| $500.00 | $14.80 | $485.20 | 3.0% | $515.25 |
| $1,000.00 | $29.30 | $970.70 | 2.9% | $1,030.18 |
Shopify fee formula & hidden costs
payment processing 2.90% + C$0.30
Worked example: $100.00 gross → $3.20 fees → $96.80 net. Reverse gross-up: charge = (target + fixed) / (1 − rate) → to net $100.00 charge $103.30.
Hidden fees to watch
- Using any gateway other than Shopify Payments adds a 2%/1%/0.6% transaction penalty by plan.
- Shopify keeps the card fee when you refund an order.
- Currency conversion for cross-border orders adds ~1.5-2%.
- The monthly plan fee ($39-$2,300) is a real per-order cost at low volumes — amortize it above.
Fee change history
How to pay less in Shopify fees
- Use the reverse calculator to pass fees to the client explicitly instead of eating them.
- Batch small orders — fixed per-order fees dominate sub-$10 transactions.
- Avoid currency conversion inside the platform; settle in your own currency via a multi-currency account.
- Compare Shopify Free Trial — Build your own store and keep marketplace fees in your pocket.
Frequently asked questions
What is the Shopify fee on a C$100 sale in Canada (C$)?
On a $100.00 sale, Shopify deducts $3.20 total fees, leaving $96.80 — an effective take rate of 3.2%.
How much should I charge to receive exactly C$100 after Shopify fees?
Charge $103.30: the $3.31 fee leaves exactly $100.00 net. Use the reverse tab above for any target.
What is the Shopify fee formula in Canada (C$)?
payment processing 2.90% + C$0.30. Basic 2.9% + C$0.30 online. All figures verified 2026-11-10 against the official pricing page.
Does Shopify refund fees when a buyer is refunded?
No — Shopify keeps the original processing fee on refunds, so a full refund on a $100.00 sale costs you about $3.20.